Home Insurance | 3i Financial Services

Why do I need home insurance?

Home insurance provides several important benefits that can help protect you, your home, and your finances such as protection, coverage for personal belongings, liability, living expenses etc. It is typically beneficial for a wide range of people who own or rent a home.

Here are some categories of individuals who may need home insurance and why they should consider it:

Homeowners

People who own their homes outright or have a mortgage need home insurance to protect their investments and provide financial coverage for potential damages or losses.

Renters

Renter's insurance is specifically designed for tenants who do not own the property they live in. The landlord's insurance usually only covers the structure itself, so renters need their own insurance to protect their personal belongings and provide liability coverage.

Landlords

Individuals who own rental properties can benefit from landlord insurance. This coverage protects the property's structure and may provide liability coverage for landlord-related risks.

Why do I need home insurance?

Homeowners People who own their homes outright or have a mortgage need home insurance to protect their investments and provide financial coverage for potential damages or losses.

Renters Renter's insurance is specifically designed for tenants who do not own the property they live in. The landlord's insurance usually only covers the structure itself, so renters need their own insurance to protect their personal belongings and provide liability coverage.

Landlords Individuals who own rental properties can benefit from landlord insurance. This coverage protects the property's structure and may provide liability coverage for landlord-related risks.

Homeowners

People who own their homes outright or have a mortgage need home insurance to protect their investments and provide financial coverage for potential damages or losses.

Renters

Renter's insurance is specifically designed for tenants who do not own the property they live in. The landlord's insurance usually only covers the structure itself, so renters need their own insurance to protect their personal belongings and provide liability coverage.

Landlords

Individuals who own rental properties can benefit from landlord insurance. This coverage protects the property's structure and may provide liability coverage for landlord-related risks.