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REFURBISHMENT FINANCE:
Property upgrade funding

Refurbishment finance is a type of short-term loan designed to help property owners, investors, and developers fund the renovation or refurbishment of a property. It can be used for a variety of purposes, such as:

Purchasing and renovating a property:

  • This is a common use case for refurbishment finance, especially for property developers and investors who are looking to "flip" a property (i.e., buy it, renovate it, and then sell it for a profit).

Improving a buy-to-let property:

  • Landlords can use refurbishment finance to upgrade their rental properties, which can help them attract better tenants and increase rental income.

Renovating a personal residence:

  • Homeowners can use refurbishment finance to finance renovations on their own homes, such as adding an extension, converting a loft, or updating the kitchen or bathroom.

Refurbishment finance is typically secured against the property being renovated, and it is usually repaid within a short timeframe, such as 12 months. The interest rates on refurbishment finance can be higher than those on traditional mortgages, but they are often offset by the potential increase in the property's value. If you are considering taking out refurbishment finance, it is important to shop around and compare different lenders to find the best deal. You should also make sure that you have a realistic budget and a clear exit strategy for repaying the loan.​

Refurbishment Finance is not regulated by the Financial Conduct Authority

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For mortgage and financial advice, kindly email Paul: paul@3i-fs.co.uk 

 

For general enquiries, please email: Enquiries@3i-fs.co.uk​

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Office Address:

3i Financial Services 

Partap House 

Derby Road 

Hilton

Derbyshire 

DE65 5FP

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Opening Hours:

Monday to Friday : 9.30am to 6pm

Saturday: 10am to 4pm

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3i Financial Services is an Appointed Representative of King Mortgages Ltd 

 

3i Financial Services FCA Number is 927290 

 

King Mortgages Ltd is authorised and regulated under the Financial Conduct Authority

 

King Mortgages Ltd FCA Number is 803561

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Think carefully about securing other debts against your home.

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Some forms of Buy To Let mortgages are not regulated by the Financial Conduct Authority. The guidance &/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers in the UK. As with all insurance policies, conditions & exclusions will apply.

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YOUR HOME (OR PROPERTY) MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

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If you wish to register a complaint, please write to us at the address above, email us at paul@3i-fs.co.uk

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A summary of our internal procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

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